The rising tax burden that we will all face from April 6 has focused many people’s attention on reorganising their finances to minimise both income tax and capital gains tax. Read
With savers still struggling to find decent returns on deposit accounts and interest rates likely to stay low in the UK for the foreseeable future, the pressure to find an alternative, reliable source of income has been growing.Read
Britain’s better paid may be victims of the economic downturn in tax terms but some could find consolation in the world of pensions where 60 per cent tax relief is on offer.Read
We have all seen the huge numbers that have been calculated showing that the UK is at the top of the charts for the amount of debt that we are presently carrying. This has caused many commentators to declare us bankrupt and to suggest that the game is really up for UK PLC.Read
Stock Market investors have had a frustrating decade, with developed market equities underperforming government bond markets and equities scarcely making money on an absolute basis, even before allowing for inflation.Read
T he news that the UK economy continued to contract in the third quarter came as a large shock to most economic commentators who generally expected growth, however anaemic.Read
The new Scottish Widows UK Pensions Report offers a major assessment of pension savings behaviour – and worrying confirmation that many Britons are facing a bleak future when they reach retirement age.Read
Many investors in with-profits funds, either through bonds or pensions, are not aware that their contracts may contain valuable guarantees that allow them to exit without penalty on set dates.Read
The Bank of England’s desperate attempts to breath life into the flagging economy have seen the base rate of interest slashed from five per cent last April down to its current historically low level of 0.5 per cent.Read