One of the Conservative party’s headline-grabbing announcements during its years of opposition was its intention to raise the inheritance tax threshold to £1 million when it got into power.Read
When you consider what we can change throughout life, your mortgage provider, credit cards, bank accounts, internet provider, partner and some would argue your sex, the same cannot be said about the decision the majority of us have to make at retirement.Read
We have seen a marked increase in the number of transfer incentives being offered for members of defined benefit schemes to leave their index-linked benefits in exchange for cash up front or an enhanced transfer value.Read
Unless you have been in hibernation, we all know what has happened to interest rates, and therefore returns on cash deposits, in recent times. The low interest rate environment coupled with rising inflation has seen negative real returns in the last year or two.Read
Britain’s current economic realities hardly lift the spirits. And now many public pension scheme members face the disappointing prospect of lower pensions.Read
Common sense has prevailed and the possibility of being able to access pension benefits prior to age 55 has been “filed” accordingly. The short term benefits of allowing early access to pension pots were not seen to be strong enough to counter the longer term potential pitfalls.Read
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